understand how we collect and use personal information from those who visit our website or
make use of our online facilities and services, and what we will and will not do with the
information we collect. Our Policy has been designed and created to ensure those affiliated with
Talkington Financial of our commitment and realization of our obligation not only to meet, but to
exceed, most existing privacy standards.
We reserve the right to make changes to this Policy at any given time. If you want to make sure
that you are up to date with the latest changes, we advise you to frequently visit this page. If at
any point in time Talkington Financial decides to make use of any personally identifiable
information on file, in a manner vastly different from that which was stated when this information
was initially collected, the user or users shall be promptly notified by email. Users at that time
shall have the option as to whether to permit the use of their information in this separate manner.
This Policy applies to Talkington Financial , and it governs any and all data collection and usage
by us. Through the use of www.talkingtonfinancial.com, you are therefore consenting to the data
collection procedures expressed in this Policy.
Please note that this Policy does not govern the collection and use of information by companies
that Talkington Financial does not control, nor by individuals not employed or managed by us. If
the site with information. It is highly recommended and suggested that you review the privacy
policies and statements of any website you choose to use or frequent to better understand the
way in which websites garner, make use of and share the information collected.
Specifically, this Policy will inform you of the following
1. What personally identifiable information is collected from you through our website;
2. Why we collect personally identifiable information and the legal basis for such collection;
3. How we use the collected information and with whom it may be shared;
4. What choices are available to you regarding the use of your data; and
5. The security procedures in place to protect the misuse of your information.
Information We Collect
It is always up to you whether to disclose personally identifiable information to us, although if you
elect not to do so, we reserve the right not to register you as a user or provide you with any
products or services.
In addition, Talkington Financial may have the occasion to collect non-personal anonymous
demographic information, such as age, gender, household income, political affiliation, race and
religion, as well as the type of browser you are using, IP address, or type of operating system,
which will assist us in providing and maintaining superior quality service.
Why We Collect Information and For How Long
We are collecting your data for several reasons:
· To better understand your needs and provide you with the services you have requested;
· To fulfill our legitimate interest in improving our services and products;
· To send you promotional emails containing information we think you may like when we
have your consent to do so;
· To contact you to fill out surveys or participate in other types of market research, when we
have your consent to do so;
· To customize our website according to your online behavior and personal preferences.
The data we collect from you will be stored for no longer than necessary. The length of time we
retain said information will be determined based upon the following criteria: the length of time
your personal information remains relevant; the length of time it is reasonable to keep records to
demonstrate that we have fulfilled our duties and obligations; any limitation periods within which
claims might be made; any retention periods prescribed by law or recommended by regulators,
professional bodies or associations; the type of contract we have with you, the existence of your
consent, and our legitimate interest in keeping such information as stated in this Policy.
Use of Information Collected
Talkington Financial does not now, nor will it in the future, sell, rent or lease any of its customer
lists and/or names to any third parties.
Talkington Financial may collect and may make use of personal information to assist in the
operation of our website and to ensure delivery of the services you need and request. At times,
we may find it necessary to use personally identifiable information as a means to keep you
informed of other possible products and/or services that may be available to you from
Talkington Financial may also be in contact with you with regards to completing surveys and/or
research questionnaires related to your opinion of current or potential future services that may be
Talkington Financialuses various third-party social media features including but not limited to
facebook/talkingtonfinancial.com and other interactive programs. These may collect your IP
address and require cookies to work properly. These services are governed by the privacy
policies of the providers and are not within Talkington Financial's control.
Disclosure of Information
Talkington Financial may not use or disclose the information provided by you except under the
· as necessary to provide services or products you have ordered;
· in other ways described in this Policy or to which you have otherwise consented;
· in the aggregate with other information in such a way so that your identity cannot
reasonably be determined;
· as required by law, or in response to a subpoena or search warrant;
· to outside auditors who have agreed to keep the information confidential;
· as necessary to enforce the Terms of Service;
· as necessary to maintain, safeguard and preserve all the rights and property ofT alkington
Talkington Financial greatly respects your privacy. We do maintain and reserve the right to
contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account
issues, and/or changes in Talkington Financial products and services). In certain circumstances,
we may use our website, newspapers, or other public means to post a notice.
Children under the age of 13
Talkington Financial 's website is not directed to, and does not knowingly collect personal
identifiable information from, children under the age of thirteen (13). If it is determined that such
information has been inadvertently collected on anyone under the age of thirteen (13), we shall
immediately take the necessary steps to ensure that such information is deleted from our
system's database, or in the alternative, that verifiable parental consent is obtained for the use
and storage of such information. Anyone under the age of thirteen (13) must seek and obtain
parent or guardian permission to use this website.
Unsubscribe or Opt-Out
All users and visitors to our website have the option to discontinue receiving communications
from us by way of email or newsletters. To discontinue or unsubscribe from our website please
send an email that you wish to unsubscribe to email@example.com. If you wish to
unsubscribe or opt-out from any third-party websites, you must go to that specific website to
unsubscribe or opt-out. Talkington Financial will continue to adhere to this Policy with respect to
any personal information previously collected.
Links to Other Websites
Our website does contain links to affiliate and other websites. Talkington Financial does not claim
nor accept responsibility for any privacy policies, practices and/or procedures of other such
websites. Therefore, we encourage all users and visitors to be aware when they leave our
website and to read the privacy statements of every website that collects personally identifiable
Notice to European Union Users
Talkington Financial 's operations are located primarily in the United States. If you provide
information to us, the information will be transferred out of the European Union (EU) and sent to
the United States. (The adequacy decision on the EU-US Privacy became operational on August
1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal
data is transferred to the United States for commercial purposes. It allows the free transfer of
data to companies that are certified in the US under the Privacy Shield.) By providing personal
information to us, you are consenting to its storage and use as described in this Policy.
Talkington Financial takes precautions to protect your information. When you submit sensitive
information via the website, your information is protected both online and offline. Wherever we
collect sensitive information (e.g. credit card information), that information is encrypted and
transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar
and looking for "https" at the beginning of the address of the webpage.
While we use encryption to protect sensitive information transmitted online, we also protect your
information offline. Only employees who need the information to perform a specific job (for
example, billing or customer service) are granted access to personally identifiable information.
The computers and servers in which we store personally identifiable information are kept in a
secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure
or modification of the user's personal information under our control.
The company also uses Secure Socket Layer (SSL) for authentication and private
communications to build users' trust and confidence in the internet and website use by providing
simple and secure access and communication of credit card and personal information.
Acceptance of Terms
By using this website, you are hereby accepting the terms and conditions stipulated within the
should refrain from further use of our sites. In addition, your continued use of our website
following the posting of any updates or changes to our terms and conditions shall mean that you
agree and acceptance of such changes.
How to Contact Us
website, please feel free to contact us at the following email, telephone number or mailing
Telephone Number: 6187267680
903 Reiss Rd
O Fallon, Illinois
If you answered "yes" to the question Does your website comply with the General Data Protection Regulation
in order to be fully compliant with GDPR regulations your company must fulfill other requirements such as: (i) doing an
assessment of data processing activities to improve security; (ii) have a data processing agreement with any third party
vendors; (iii) appoint a data protection officer for the company to monitor GDPR compliance; (iv) designate a
representative based in the EU under certain circumstances; and (v) have a protocol in place to handle a potential data
breach. For more details on how to make sure your company is fully compliant with GDPR, please visit the official
website at https://gdpr.eu . FormSwift and its subsidiaries are in no way responsible for determining whether or not your
any potential liability your company may face in relation to any GDPR compliance issues.
COPPA Compliance Disclosure:
collect personal identifiable information from them or allow others to do the same through your site. If this is not true for
your website or online service and you do collect such information (or allow others to do so), please be aware that you
must be compliant with all COPPA regulations and guidelines in order to avoid violations which could lead to law
enforcement actions, including civil penalties.
In order to be fully compliant with COPPA your website or online service must fulfill other requirements such as: (i)
information on your site or service — for example, plug-ins or ad networks; (ii) include a prominent link to your privacy
policy anywhere you collect personal information from children; (iii) include a description of parental rights (e.g. that you
won't require a child to disclose more information than is reasonably necessary, that they can review their child's
personal information, direct you to delete it, and refuse to allow any further collection or use of the child's information,
and the procedures to exercise their rights); (iv) give parents "direct notice" of your information practices before
collecting information from their children; and (v) obtain the parents' "verifiable consent" before collecting, using or
disclosing personal information from a child. For more information on the definition of these terms and how to make sure
your website or online service is fully compliant with COPPA please visit https://www.ftc.gov/tips-advice/businesscenter/
guidance/childrens-online-privacy-protection-rule-six-step-compliance . FormSwift and its subsidiaries are in no
way responsible for determining whether or not your company is in fact compliant with COPPA and takes no
to any COPPA compliance issues.